If you’re like most people, you’ve heard of disability insurance but you may not understand the ins and outs of how such plans work or why they’re important. The truth is that disability insurance coverage doesn’t need to be complicated, but it is something that every working person should have.… Read More»
Yesterday the U.S. House of Representatives passed an amended version of the American Health Care Act (AHCA) by a vote of 217-213. House Republicans crafted the AHCA as a budget reconciliation bill to repeal parts of the Affordable Care Act (ACA). The bill was previously debated on the House floor,… Read More»
Two separate mergers between 4 of the 5 largest health insurers have been called off. A deal between Aetna and Humana, a $34 billion dollar proposal, fell through after a federal judge ruling cited antitrust concerns. The announcement on Tuesday comes days after another federal judge rejected the proposed merger… Read More»
By Patrick Beale, CPA, CIC If the “Shock and Awe” premium rate increases of 2014 weren’t bad enough, there could be even higher future premium increases if the Supreme Court decides to defund much of the existing federal subsidies provided under the Affordable Care Act. The American Academy of Actuaries… Read More»
The dangers of carrying inadequate insurance limits, or being “underinsured”, may be illustrated in the recent car crash involving former Olympian and reality star Bruce Jenner. Jenner had been driving on the Pacific Coast Highway in Malibu, California when a series of collisions led to Jenner’s Cadillac Escalade to smash… Read More»
We want to let you know that Anthem, Inc., the parent company of Anthem Blue Cross and Blue Shield, was the victim of a highly-sophisticated cyber attack. Anthem has informed us that its member data was accessed, and information about our clients could be among the data. We are working… Read More»
Finding the homeowners insurance policy that’s right for you can be a challenging and confusing process. There are many variables to consider and comparing policies isn’t always comparing apples to apples. Add to that the increased pressure to obtain coverage before your closing date, and it’s easy to see why… Read More»
Many people overlook disability insurance because they don’t believe they are at high risk, figuring they don’t live dangerous lifestyles. However, what most people aren’t realizing is that disability insurance protects from more than just freak accidents. The vast majority of people who are disabled did not become disabled due… Read More»
You’re retired, your kids are grown and out of the house, your mortgage is paid off. Is life insurance really necessary at this point?
The first thing that clients think of when buying a vehicle usually isn’t how often that type of car gets stolen or the additional protection they will need to protect against theft.