Bruce Jenner’s Car Crash and the Perils of Being Underinsured

The dangers of carrying inadequate insurance limits, or being “underinsured”, may be illustrated in the recent car crash involving former Olympian and reality star Bruce Jenner.

Jenner had been driving on the Pacific Coast Highway in Malibu, California when a series of collisions led to Jenner’s Cadillac Escalade to smash into the Lexus driven by Kim Howe, which was sent into the path of an oncoming Hummer H2.

Jenner was not seriously injured, but Howe died on the scene. He stands accused of causing the initial accident that triggered the four-car pileup.

A source close to the investigation revealed to Radar Online that Jenner was carrying a surprisingly low amount of insurance coverage—just $250,000, which could be inadequate in covering his expenses if any of the crash victims or relatives of Howe decides to sue.

While carrying $250,000 of Auto Liability coverage is a common limit carried by many drivers, Jenner’s money and status would warrant carrying a higher limit.

At Invincia, our Personal Insurance Team recommends that all clients carry a minimum of $300,000 of Auto Liability coverage per accident. Additionally, we recommend having an umbrella policy depending on your financial and personal situation.

Please contact our Personal Insurance Team if you would like us to review and discuss your current level of protection.

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